Better credit opens every door. We help you get there.

Three steps. First a full analysis of your reports from all three major bureaus to find negative items, inaccuracies, and potential violations. Then strategic disputes filed on your behalf, tailored to your situation. Then continuous monitoring with regular updates as items are removed. Along the way we teach you how to hold onto the improved scores.

Many clients see initial improvements within 30 to 90 days as the first round of disputes is addressed. Complete repair usually takes 4 to 8 months depending on your situation, the number and type of negative items, and how the bureaus respond. You get progress updates throughout, so you always know where things stand.

Yes. The Fair Credit Reporting Act gives you the right to dispute inaccurate information on your reports. Our methods comply with federal and state regulations including the Credit Repair Organizations Act. We only pursue legal strategies against legitimately disputable items, and we never advise misrepresenting information or creating new identities.

Results vary. Most clients see 30 to 50 or more points, and some gain over 100 across the program. It depends on the number and type of negative items, how old they are, your credit utilization, and your overall profile. We will give you a realistic expectation up front, based on an actual look at your reports.

You can. What we add is expertise in credit law, dispute strategies refined over thousands of cases, direct relationships with the bureaus, and the time back in your day since we handle the paperwork and the follow-ups. Clients typically see faster and larger results than self-directed efforts.

No, and be cautious of anyone who does. The bureaus make the final call on every dispute. What we guarantee is the effort and the use of every legal method available. If nothing has improved within roughly 90 days, we will talk about a different approach or tell you honestly if professional repair is not the right fit.